The financial decisions you make today will determine the life you live tomorrow.

Our integrated wealth management approach makes it easy for you.


 

Affinity Wealth offers a range of services to help guide you through the complexities of your financial journey.

You can benefit from the peace of mind that comes with knowing your best interests are being taken care of.

Wealth Management Services

Your financial scenario can be quite complex. Understanding income, tax, investments, superannuation, property, risk insurance and the range of options on offer can be quite daunting. It can be difficult to know which ones are right for you.

Affinity Wealth offers a range of services to help guide you through the complexities of your financial journey. By bringing together the disciplines of wealth management, accounting services and risk protection advice, we can save you time and money by creating a single point of contact to service all your needs.

With the expert guidance of our advisers, you can benefit from the peace of mind that comes with knowing your best interests are being taken care of. Explore our service offerings in more detail below.

 

Investment Advice

The secret to a successful investment and retirement plan is a strong understanding of what you are trying to achieve. Your Affinity Wealth financial adviser will work with you closely to establish a set of objectives. Once we are clear on what you want to achieve, we will begin the investment portfolio design process. As part of this process, we will explain the different strategies available to help you achieve your objectives. Different strategies come with different types of risk and it is important that you have a good understanding of what those mean and whether they are appropriate for you. Working through this process with your adviser will put you in an informed position to decide on the investment strategy that will achieve your goals.

Once your agreed investment strategy is in place, your adviser will provide you with a written statement of advice covering all aspects of your strategy and design. On sign off, your financial adviser will begin to implement this strategy and you will be assigned an experienced customer service manager who will liaise on your behalf with all third parties, including accountants and solicitors if necessary. They will prepare all the relevant administration paperwork and instruct the investment team to start building your portfolio. Your customer service manager will keep you informed on the progress of your strategy implementation until your portfolio is complete.

 

Superannuation and Retirement Planning

Superannuation is an integral part of your retirement plan and managed the right way it can be very tax effective. When you retire, you will have access to a large sum of money in your superannuation fund and you need to be confident it will be enough for your lifestyle and that those funds will last.

Other considerations include tax, cash flow and any social security benefits to which you may be entitled. At Affinity Wealth, we look at the big picture to ensure you get the maximum benefit from your superannuation benefit.

 

Self-Managed Superannuation Funds (SMSF)

Control your fund, control your future.  For many of our high net worth clients, a SMSF is a good retirement funding option from a cost, control and flexibility point of view. A SMSF allows greater freedom, with access to more investment choices including direct commercial and residential property. Our financial advisers are accredited SMSF specialists, so you will get expert advice from us on all aspects of SMSF choice, administration and compliance. With Affinity Wealth guiding you, you can be in control of your own financial destiny.

 

Accounting and Tax Planning

As part of your strategy design, we will take into account your personal taxation position and that of any entities you may own or operate though such as family trusts or companies. For those clients looking for specific taxation advice, Affinity Accounting Services offer a full accounting, book keeping and taxation service. Where your taxation requirements are more complex, your Affinity Wealth financial adviser and accountant will work together collaboratively to ensure all your financial requirements are met.

 

Risk Management and Insurance Planning

Whether you are starting out in your career or starting a family, a professionally tailored risk insurance plan should be an important part of your wealth management strategy. The death of a loved one or the temporary loss of income from a partner due to accident or illness can put undue financial stress on yourself and your family.

Your Affinity Wealth financial adviser will work with you to design a strategy to ensure you and your family are protected should a major event occur. If you already have cover, we will review your current risk insurances to ensure they are adequate and structured correctly. More importantly, in the event you need to claim on your risk insurance, Affinity Wealth will be there to step you through the process and provide support when your family needs it most.

 

Estate Planning

Part of a successful financial plan is ensuring that your wealth goes to those you wish to benefit from it the most such as your family, charity, church or a combination of beneficiaries. You may wish to leave assets to a sibling, grandchild, niece or nephew or you may have a second marriage and want assets to pass to your own children but with a life interest for your spouse.

Where you have a disabled child you may wish to provide financially for their future when you are gone or if you have a child who is not fiscally responsible, provide an income stream with added protection from poor decision making. Your Affinity Wealth financial adviser can help work through your personal requirements to ensure your wishes are honoured when you are gone. We can liaise with a solicitor of your choice or refer you to one if necessary.

 

Ongoing Review Service

At Affinity Wealth we have a team approach to wealth management. Your financial adviser is available to talk at all times about any aspect of your strategy and will contact you proactively around any changes required in between scheduled review meetings. Your customer service manager will arrange your review meetings, complete all your necessary paperwork and ensure any changes to your strategy are implemented.

Both your financial adviser and your customer service manager will work with our investment team to ensure any changes to your objectives are reflected in your investment portfolio. Once we begin implementation of your portfolio, you will be introduced to the investment team who you can contact at any time to discuss your investments or market concerns.

 

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